My route to becoming an Independent Financial Adviser

People often ask me why I became an Independent Financial Adviser and the route I took. So here goes!

 

I started my career in Financial Services back in 1990 at the age of 20 with Royal Life, an insurance company you may well know. My first job was an administrator on the Executive Pensions dept. Looking back, I was certainly thrown in at the deep end as occupational pension schemes are known for their complexity! I remember getting quite excited and star struck as I processed the pension applications for some very well know professional football players at the time!

 

I then moved over to the compliance dept in 1995 and progressed to a team leader. My role was to check the advice provided by the Direct Sales Force and Tied Agents. This was my first insight into the technical aspect of the job and the people interaction.

 

I was asked if I would like to try a new role, known as a Broker Consultant. This would mean visiting IFAs and promoting the product range.  I now had the ideal opportunity to get a real insight into the role of an IFA. I progressed further and was promoted to a sales manager which now included managerial responsibilities.

 

Royal Sun Alliance (as it became as a result of a merger) decided to close the Life Division which meant being made redundant.

 

I was fortunate to land another job as a Senior Broker Consultant with another Life Assurance company, Zurich. I again enjoyed the experience of working closely with IFAs. I remember well the day an IFA came straight out with it. Do you want to become an IFA with our company? My answer was easy. Yes!

 

I worked for this particular firm for over 5 years and gained the experience of the IFA world and was then ready for my next challenge. If I can do the job for someone else, why can't I do it for myself?

 

Morlaix Ltd was born and I have never looked back. I feel privileged. I have the autonomy to do the job I love, without provider bias, targets and red tape!